Your Future Lifestyle starts with knowing where you stand.
Whatever's brought you here - worried about the numbers, wanting to find out, wondering if we can help, or looking for more - Circulus has a starting place for it.
Already got an access code from your Wealth Map? → LoginNot sure which of those is you? Try My Current Trajectory - it shows you where you stand in a few minutes, using your own numbers.
Where are you actually tracking?
See what your KiwiSaver and income are likely to deliver at retirement - calculated against real published benchmarks for what a comfortable lifestyle actually costs. No guesswork. Real numbers, your situation.
Run the numbers →Model it, present it, build the strategy.
Investment modelling, plan building, and client-ready presentation tools - built to run the calculations so the conversation can stay on the strategy, not the spreadsheet.
See the adviser tools →Calculate what different paths could look like.
Free calculators for your own financial position - savings trajectories, nest egg targets, and what a leveraged strategy could actually do. Built for exploring your options, not for telling you what to do.
Explore the tools →A guided picture of your wealth trajectory.
Enter your details and receive a personalised Wealth Map - a step-by-step walkthrough of where you are, where you need to be, and what closing that gap could actually look like.
Get your Wealth Map →“We build the tools. You bring the goals.”
Every calculator, model, and Wealth Map on this site was built in-house, for two audiences: the advisers who use them to build and present real strategies, and the people ready to get on top of their own financial goals. When it's time for personal advice, we'll put you in touch with a licensed financial adviser - someone who works for you, not for a bank or a product.
Get in touch →