Any good achievement starts with the realisation that you can do it. What brings us to that realisation can be any number of factors but when we discuss the prospect of reaching financial independence the first realisation that it is now time to get sorted is typically an age-based thing.
Life has many important steps as we mature from a school leaver through to our golden years. When we start our working career the thought of what is going to happen to us in retirement probably couldn’t be further from our mind. At that age we have our whole life ahead of us and the important realisations we experience reflect our desires as we age.
Some examples of those big realisations when we are younger are; when you realise your partner is the one, when you realise you can get that job, promotion or pay rise and when you realise you can buy that house.
Understandably, for most of us the realisation that we need to do something to address the financial aspects of retirement starts later in life, once we have got those earlier ones out of the way.
Hopefully the realisation that you need to plan for your future occurs before we turn 65.
If, like many you have reached 65 or older and realise retirement isn’t working out how you would have liked, unfortunately there aren’t many options now available to you. However, if you have 10 years or more before you are due to hang up the work boots, then I am happy to say you have the right Ebook before you.
Just in case you are like many kiwis and a little uncertain about what you should be looking to achieve, let me share with you something we call the poverty cycle. Moving away from this trap is the first step. It is our goal to help you form the strategies that achieve this goal.
